第45章 贷款的陷阱(第1页)
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唐越瞥了霍东一眼,心里有些不满:这人迟到了快一个小时,连句道歉都没有,态度还这么生硬,仿佛所有人都欠他似的。
更过分的是,只给了他们十分钟的时间,这位信贷部的高管架子比银行行长还大!
韩雨墨虽然对霍东的态度感到不满,但为了公司的需求,她不得不压抑心中的不适,尽量保持谦和:“我知道霍先生事务繁忙,所以我会简明扼要。
我们韩氏集团最近承接了几项大型项目,总估值超过十亿。”
“不过,因为一些内部调整,我们需要一笔两亿元的贷款。”韩雨墨边说边递上几份合约:“这些合约的价值,相信霍先生一目了然,我们将尽快偿还这笔款项。”
韩氏集团近年来发展顺利,积累了一定的资金,但今年的项目投资巨大,尤其是与孙文博的合作,耗费甚巨。
无奈之下,才提出这次的贷款请求,韩雨墨有信心,凭借公司良好的信用记录和手中的优质合约,能够获得这笔资金。
霍东接过合约,仔细翻阅,看过之后,他对韩氏集团为何成为赵建忠的目标有了更深的理解,这些合约都是重量级的,每一份都显示了韩氏集团的实力。
但他很快摇了摇头:“很遗憾,我之前已经审核过贵公司的资质,根据我们的评估,韩氏集团不符合贷款条件。”
“此外,你们公司有过逾期还款的记录,这让我难以相信你们能按时还款,因此贷款的事恐怕不行。”
霍东的回答让韩雨墨大吃一惊,她的眼睛瞪得大大的,几乎不敢相信自己的耳朵。
“霍先生,您是不是弄错了?韩氏集团怎么可能有逾期记录?我马上让人查证。”
韩雨墨正要拿出手机打电话确认,却被霍东打断:“我说有就有。”
听到这里,韩雨墨的手停在半空,她意识到,这次贷款失败可能是霍东个人意愿的结果,她轻声问道:“霍先生,我是否得罪过您?”
霍东微微一笑,语气中带着一丝不易察觉的冷意:“韩小姐,您并未得罪我,但您确实冒犯了赵晖明和赵建忠两位先生。”
“原本我是不想亲自来的。”他继续说道,仿佛在宣读一个不容置疑的判决:“但赵总认为,当面拒绝您会更合适。
因此,我今天前来,是代表黑花银行告知您:我们无法提供任何贷款。”
听到这话,韩雨墨的脸色微微一变,她心里清楚,这背后必定有人在暗中作梗。
“赵晖明能给您的条件,我也同样可以满足。”韩雨墨想要争取,她的声音坚定而冷静。
霍东则慢条斯理地回应:“他们提供的东西远超您的想象,不过,韩小姐也有独特的魅力,如果韩小姐愿意给我一些特别的东西,这借贷的事或许还有商量的余地。”
韩雨墨好奇地追问:“什么特别的东西?”
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